Traditional financial service providers are often burdened with costly overheads including expensive branch networks, inflexible technology and huge armies of people. At Castle Trust we keep our overheads to a minimum and we use investment proceeds to fund our flexible lending solutions.
Our investment products are typically fixed rate bonds with terms of between one and five years. We aim to pay higher rates than the best deals offered by deposit takers (such as the banks and building societies) so our customers can feel confident that our pricing will be consistently competitive. All our customers are treated equally - irrespective of the size of their investment with us.
In a complex world, we strive for openness and clarity. We place the highest importance on treating our customers fairly not just because it's the right thing to do but because we know that the trust of our customers is crucial to our future success.
We recognise that for many mortgage customers, traditional solutions don't cut the mustard. These customers can often have high quality assets but unconventional income and so find it difficult to borrow at reasonable rates and on sensible terms.
What experienced buy to let investors, high net worth* individuals and business owners need is lending with imagination. They need a lender that recognises cash flow and net worth are not the same thing. They need a lender that is flexible in how interest is serviced and that has the risk appetite to go where other lenders won't venture. Castle Trust is that lender.
* Subject to compliance with regulatory requirements. Please note that an APRC is generated as part of the application process.
Skilled and experienced team
Castle Trust was established by an experienced team of senior executives from a broad range of backgrounds, who all recognised the enormous potential for new ideas in the mortgage and investment market. We take the best of our combined experience in product design, finance, technology and operations to deliver exceptional value to our customers.