To apply for a Fixed Rate e-Cash ISA you must:
- be aged 18 or older,
- be a UK resident,
- have a National Insurance number,
- have a UK mobile number and a valid email address,
- have a UK based current account in the name of the account holder.
You can apply for a Fixed Rate e-Cash ISA online through the website and, once you have registered your online log in details, through the Self Service Portal or the mobile app. A Fixed Rate e-Cash ISA can have one account holder and you can only subscribe to one cash ISA in a tax year. You can save up to £20,000 based on the 2021/22 tax year allowance.
ISA Transfers are acceptable, subject to this funding method being available at the time of application. Please check our website for current availability.
When you open your account, you will have a 14 day funding window to make your deposit(s) to meet the minimum value of £1,000 up to the maximum value of £500,000, after this time you will not be able to make any further deposits. If we have not received a deposit within the 14 day funding window, your account will be closed.
A Fixed Rate e-Cash ISA is an online account and is intended to be managed online through the Self Service Portal or the mobile app. You can view your accounts, download copies of statements, provide your maturity instructions online as well as contact us for any queries you may have, through the message centre in the Self Service Portal.