Product Rate Maximum LTV Term Arrangement fee ERC
Roll-up Bridge First Charge
Rate
From 0.67%*
Maximum LTV
75%
Term
1 or 2 years
Arrangement fee
2.25%
ERC
Buy to Let: Three months interest during first three months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required - fixed rate of interest set at outset and rolled up to redemption***.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000 for buy to let properties
Min property value
Min property value
£75,000 for buy to let properties
Charge
Charge
First charge on buy to let properties only.
Procuration fee
Procuration fee
1%
 
 

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Roll-up Bridge Second Charge
Rate
From 0.67%*
Maximum LTV
75%
Term
1 or 2 years
Arrangement fee
2.25%
ERC
Buy to Let and Self Employed: Three months interest during first three months
High Net Worth**: 3% applies during the first three months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled up to redemption***.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000 for buy to let properties
£25,001 for owner occupied properties
Min property value
Min property value
£75,000 for buy to let properties
£250,000 for owner occupied properties
Charge
Charge
Second charge on buy to let and owner occupied properties
Procuration fee
Procuration fee
1%
 

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Roll-up Term First Charge
Rate
From 0.60%*
Maximum LTV
75%
Term
2 to 5 years
Arrangement fee
2.25%
ERC
5% ERC applies for the term of the loan
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled up to redemption**.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000 for buy to let properties
Min property value
Min property value
£75,000 for buy to let properties
Charge
Charge
First charge on buy to let properties only
Procuration fee
Procuration fee
0.75%
 

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Roll-up Term Second Charge
Rate
From 0.67%*
Maximum LTV
75%
Term
2 to 5 years
Arrangement fee
2.25%
ERC
5% ERC applies for the term of the loan
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled up to redemption**

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000 for buy to let properties
£25,001 for owner occupied properties
Min property value
Min property value
£75,000 for buy to let properties
£250,000 for owner occupied properties
Charge
Charge
Second charge on buy to let and owner occupied properties
Procuration fee
Procuration fee
1%
 

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Refurb to Let
Rate
From 0.58%*
Maximum LTV
60%
Term
12 months
Arrangement fee
2.25%
ERC
3% ERC applies during the first 3 months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled
up to redemption**
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge only
Second charge loans will be priced on a case by case basis
Procuration fee
Procuration fee
1%
 
Can be used for property purchase as well as withdrawing equity to finance property refurbishment.

Refurb to Let is available for Buy to Let only.


Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Refurb to Let
Rate
From 0.69%*
Maximum LTV
65%
Term
12 months
Arrangement fee
2.25%
ERC
3% ERC applies during the first 3 months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled
up to redemption**
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge only
Second charge loans will be priced on a case by case basis
Procuration fee
Procuration fee
1%
 
Can be used for property purchase as well as withdrawing equity to finance property refurbishment.

Refurb to Let is available for Buy to Let only.


Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Refurb to Let
Rate
From 0.79%*
Maximum LTV
70%
Term
12 months
Arrangement fee
2.25%
ERC
3% ERC applies during the first 3 months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled
up to redemption**
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge only
Second charge loans will be priced on a case by case basis
Procuration fee
Procuration fee
1%
 
Can be used for property purchase as well as withdrawing equity to finance property refurbishment.

Refurb to Let is available for Buy to Let only.

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Refurb to Let
Rate
From 0.89%*
Maximum LTV
75%
Term
12 months
Arrangement fee
2.25%
ERC
3% ERC applies during the first 3 months
Product details
 
 
Product details  
Repayment method
Repayment method
No monthly payments required – fixed rate of interest set at outset and rolled
up to redemption**
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge only
Second charge loans will be priced on a case by case basis
Procuration fee
Procuration fee
1%
 
Can be used for property purchase as well as withdrawing equity to finance property refurbishment.

Refurb to Let is available for Buy to Let only.

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Serviced Bridge First Charge
Rate
From 0.62%*
Maximum LTV
75%
Term
1 or 2 years
Arrangement fee
2.25%
ERC
Buy to Let: Three months interest during first three months
Product details
 
 
Product details  
Repayment method
Repayment method
Fixed rate of interest with interest serviced monthly.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge on buy to let properties only
Procuration fee
Procuration fee
1%
 

Rental calculation:

  • Individual (basic rate tax) and Corporate: 115% of Castle Trust pay rate, or 6.88%, whichever is higher 
  • Individual (higher rate tax): 115% of Castle Trust pay rate, or 7.98%, whichever is higher

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Serviced Bridge Second Charge
Rate
From 0.62%*
Maximum LTV
75%
Term
1 or 2 years
Arrangement fee
2.25%
ERC
Buy to Let and Self Employed: Three months interest during first three months
High Net Worth**: 3% during first three months
Product details
 
 
Product details  
Repayment method
Repayment method
Fixed rate of interest with interest serviced monthly.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
Second charge on buy to let and owner occupied properties
Procuration fee
Procuration fee
1%
 

Rental calculation:

  • Individual (basic rate tax) and Corporate: 115% of Castle Trust pay rate, or 6.88%, whichever is higher 
  • Individual (higher rate tax): 115% of Castle Trust pay rate, or 7.98%, whichever is higher

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Serviced Term First Charge
Rate
From 0.58%*
Maximum LTV
75%
Term
2 to 5 years
Arrangement fee
2.25%
ERC
5% ERC applies for the term of the loan
Product details
 
 
Product details  
Repayment method
Repayment method
Fixed rate of interest with interest serviced monthly.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
First charge on buy to let properties only
Procuration fee
Procuration fee
0.75%
 

Rental calculation:

  • Individual (basic rate tax) and Corporate: 115% of Castle Trust pay rate, or 6.88%, whichever is higher 
  • Individual (higher rate tax): 115% of Castle Trust pay rate, or 7.98%, whichever is higher

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

Serviced Term Second Charge
Rate
From 0.58%*
Maximum LTV
75%
Term
2 to 5 years
Arrangement fee
2.25%
ERC
5% ERC applies for the term of the loan
Product details
 
 
Product details  
Repayment method
Repayment method
Fixed rate of interest with interest serviced monthly.

Property investors can choose to roll up some interest and service the rest with a blend. Investors will be able to achieve a higher Loan to Value (LTV) where they are servicing some, or all, of the interest.
Age limits
Age limits
Minimum: 21
Maximum: None
Min loan size
Min loan size
£15,000
Min property value
Min property value
£75,000
Charge
Charge
Second charge for buy to let and owner occupied properties
Procuration fee
Procuration fee
1%
 

Rental calculation:

  • Individual (basic rate tax) and Corporate: 115% of Castle Trust pay rate, or 6.88%, whichever is higher
  • Individual (higher rate tax): 115% of Castle Trust pay rate, or 7.98%, whichever is higher
     

Have a case to discuss?

Request a quote

Alternatively, give us a call on 0345 241 3079

* Annual rates are used for calculation of interest due. Equivalent monthly interest is provided only for ease of comparison against other lenders. Equivalent monthly rates are rounded to two decimal places.

** Daily interest, compounded monthly

Mortgages
This website is for authorised intermediaries only. This information has not been approved for use with customers and is not intended for public or customer use. Your clients’ property may be repossessed if they do not keep up repayments on a mortgage or any other debt secured on it. Loans are subject to status, terms and conditions.

You will incur the same call costs as if you were calling an 01 or 02 landline, which are often included in your monthly allowance. Your calls may be recorded or monitored for training purposes.

Castle Trust is the trading name of both Castle Trust Capital plc (company number 07454474) and Castle Trust Capital Management Limited (company number 07504954). Castle Trust is authorised and regulated by the Financial Conduct Authority, under reference numbers 541910 and 541893. Registered office: 10 Norwich Street, London, EC4A 1BD. Registered in England and Wales.

© 2018 Castle Trust. All rights reserved.

This website is for authorised intermediaries only. This information has not been approved for use with customers and is not intended for public or customer use. Please confirm that you are an intermediary before accessing information on this website.

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