Our High Net Worth mortgages provide opportunities for individuals meeting the FCA’s definition of high net worth to release equity from their property for any legal purpose, using a second charge loan.

What is High Net Worth?

The FCA definition of high net worth is a customer with an annual net income of no less than £300,000 or net assets of no less than £3,000,000. Assets can include equity in residential property. Subject to compliance with regulatory requirements. Please note that an APRC is generated as part of the application process.

 

 

Customer segments

  • UK residents
  • Ex-pats
  • Foreign nationals
  • Non-doms

Lending purpose

Any legal purpose, including:

  • Property investment
  • Building work
  • Bridging refinance
  • Gifted equity – Bank of Mum & Dad
  • Tax planning

Product features

  • Flexible approach to income
  • Loans up to £15m
  • Rolled up interest
  • No maximum age

Our products

Our mortgage products are available for a range of purposes.

Mortgages
This website is for authorised intermediaries only. This information has not been approved for use with customers and is not intended for public or customer use. Your clients’ property may be repossessed if they do not keep up repayments on a mortgage or any other debt secured on it. Loans are subject to status, terms and conditions.

Castle Trust is the trading name of both Castle Trust Capital plc (company number 07454474) and Castle Trust Capital Management Limited (company number 07504954) both registered in England and Wales with registered offices at 10 Norwich Street, London, EC4A 1BD. Castle Trust Capital plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under reference number 541910. Castle Trust Capital Management Limited is authorised and regulated by the Financial Conduct Authority, under reference number 541893.  Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority

© 2020 Castle Trust. All rights reserved.

This website is for authorised intermediaries only. This information has not been approved for use with customers and is not intended for public or customer use. Please confirm that you are an intermediary before accessing information on this website.

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