Our Bridging and
Buy To Let products
If your client needs short-term, fast Bridging finance, or longer-term Buy To Let finance, we’ve got the right product.
Bridging
Short term loans at up to 80% LTV Net for the purchase of residential property – ideal for a quick purchase at auction, or recently completed developments.
Bridging Highlights*:
- Standard Bridge, Light Refurbishment (no planning permission required), Heavy Refurbishment and Heavy Refurbishment with Drawdowns (planning permission required)
- Maximum LTV: Up to 80% LTV Net
- Bridge Term: Flexible between 6-18 months
- Loan Sizes: £200k+
- Interest basis: Rolled up
- ERC: No ERC after 3 months
- Title insurance utilised to speed up transaction
* Dedicated broker support
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We’ll consider applications from:
- Complex Structures
- Buy to Let investors/portfolio landlords
- First-time landlords
- Ex-pats and foreign nationals
* Dependent on product
Buy to Let
Our TermTen product is ideal for clients looking for a longer-term option and can be used for all types of BTL
applications, including complex ownership structures and portfolio landlords.
TermTen Highlights*:
- Aggregated value on blocks of flats up to 20 units
- 10 year term
- Fixed rate for 5 years
- Minimum loan £200,000
- Maximum loan £5m
- Maximum LTV 77% Gross
- Interest only payments
- Product fees can be added to the loan
- Affordability based on holiday let income, not AST
* Dedicated broker support
We’ll consider applications from:
- Buy to let investors/portfolio landlords
- First-time buyers
- Complex structures
- Ltd company & individuals
- Ex-pats
- Foreign nationals
* Dependent on product
Contact us
Our Sales team knows the bridging and buy to let market inside out, and understands the needs of brokers and property investors alike. Couple that with an expert support team, and our slick application system PULSE, we’re hard to beat. Find out more about the team here.